The day your business bank account opens is the day that is considered as your business started rather than just the day you filed it.
Decide which bank you want to open an account with and call or email them. Ask what their specific requirements are for opening a business checking account. Generally, most banks require a copy of your business certificate from the secretary of state, an IRS document with your EIN number on it, and sometimes your articles of incorporation.
The date you open your business bank account is the day that lenders consider your business started. If you incorporated your business 10 years ago, but you just opened the business bank account yesterday, then your business started yesterday.
Compliance Item – Business Bank Account